*WEBINAR* Insurance Solutions for Covid-19 Business Losses and Claims

Audio program! (check our CLE Programs page for live versions)

This two-hour webinar will give you a in-depth look at the various clauses in insurance policies that affect your ability to make a successful claim for business interruption injury due to Covid-19, and your possible avenues of recovery under your existing policy.

This two-hour webinar will give you an in-depth look at the various clauses in insurance policies that affect your ability to make a successful claim for business interruption injury due to Covid-19, and your possible avenues of recovery under your existing policy.

It will also address how insurance could be part of the solution to business losses, extra expenses and liability claims arising from the COVID-19 crisis.  It will conclude with a discussion of pending cases and your speakers will provide practice tips and recommended strategies throughout the program.

Preeminent attorneys Ricardo Echeverria with Shernoff Bidart Echeverria LL and Harry Chamberlain with Buchalter will explore the definitions included in common policies, the exclusions that insurers will use to deny your claims and/or discourage you from even filing, potential work-arounds based on policy language, case law precedent and other critical issues you need to consider to prevail on a claim for business interruption on your insurance policy due to Covid-19.

They will also discuss proposed legislation throughout the country dealing with the “virus exclusion” seen in most policies.

Topics include: 

  • Property Insurance, Business Interruption and Business Income Coverage
  • Rules of Policy Construction
  • The Grant of Coverage
    • “All Risk”
    • “Stated Peril”
    • Requirements
  •  Looking for terms and endorsements that may extend and broaden coverage
  • Physical Loss or Damage requirement
    • What constitutes “physical loss or damage?”
    • Does COVID-19 qualify as property damage?
    • Case law precedents
  • Civil Authority Coverage/Coverage based on Government Action
    • Civil Authority orders mandating closure of regular business operations
    • Partial exclusion
    • Government orders
  • Dependent Property Business Interruption Coverage
  • History and purpose of standard virus and disease exclusions
  • Virus Exclusion
    • Burden of Proof to establish an exclusion applies
    • “Anti-Concurrent Cause” provision
  • Concurrent Causation Analysis
    • “Anti-Concurrent Cause” language
    • Case law precedents
    • Will states enforce?
    • Virus (the excluded peril) and Government Action (the non-excluded peril)
    • Potential Bad Faith Issues
  • Potential impact of state legislation and insurance regulations
  • Specialty coverages for event cancellation, disruption of supply chains, travel etc.
  • Responding to third party claims and suits alleging exposure to COVID-19
    • By business patrons, guests, visitors, employees, government agencies and others
    • What policies are available to address legal expenses, liability and damages?
  • Discussion of pending cases, practice tips and recommended strategies

This program will be recorded live. The recording package, including seminar materials, will be available within three-four business days after the program is held  live.* 

 

* Please note, due to the Covid-19 situation, our normal processing times have been extended to three-four business days for downloads and CDs will be delayed due to the Stay at Home order. We thank you for your patience during this terrible time.

 

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What You Will Learn

 

  • Property Insurance, Business Interruption and Business Income Coverage
  • Rules of Policy Construction
  • The Grant of Coverage
    • “All Risk”
    • “Stated Peril”
    • Requirements
  •  Looking for terms and endorsements that may extend and broaden coverage
  • Physical Loss or Damage requirement
    • What constitutes “physical loss or damage?”
    • Does COVID-19 qualify as property damage?
    • Case law precedents
  • Civil Authority Coverage/Coverage based on Government Action
    • Civil Authority orders mandating closure of regular business operations
    • Partial exclusion
    • Government orders
  • Dependent Property Business Interruption Coverage
  • History and purpose of standard virus and disease exclusions
  • Virus Exclusion
    • Burden of Proof to establish an exclusion applies
    • “Anti-Concurrent Cause” provision
  • Concurrent Causation Analysis
    • “Anti-Concurrent Cause” language
    • Case law precedents
    • Will states enforce?
    • Virus (the excluded peril) and Government Action (the non-excluded peril)
    • Potential Bad Faith Issues
  • Potential impact of state legislation and insurance regulations
  • Specialty coverages for event cancellation, disruption of supply chains, travel etc.
  • Responding to third party claims and suits alleging exposure to COVID-19
    • By business patrons, guests, visitors, employees, government agencies and others
    • What policies are available to address legal expenses, liability and damages?
  • Discussion of pending cases, practice tips and recommended strategies

Testimonials

“I have listened to / watched 4 or 5 programs on this topic over the past month. This was far and away the best one to date.” – Jeffrey Berman, Esq.

“I want to say yesterday’s seminar was a breath of fresh air.  No war stories, just clear, to the point information from attorneys who are clearly knowledgeable in their field.” – Rafael Katz, Esq.

“This was a very informative and more in-depth treatment of this Covid-19 issue with Insurance.  Thank you.” – Klaus O. Snyder, Esq.

“Very informative.” – Henry (Larry) Perry, Esq.

“Very satisfied.” – Brent Bradley, Esq.

“Excellent.”

“Thank you for the excellent CLE.”

Faculty

Ricardo Echeverria, Esq.
Partner
Shernoff Bidart Echeverria LLP

Ricardo Echeverria is a trial attorney with Shernoff Bidart Echeverria LLP handling insurance bad faith and catastrophic personal injury cases. Mr. Echeverria is a past-president of the Consumer Attorneys Association of Los Angeles (CAALA) the nation’s largest local association of plaintiffs’ attorneys. He was recognized as one of the Top 30 Plaintiff Lawyers in California in 2018 and 2019 and was named one of the Top 100 Attorneys in California in 2017 and 2018 by the Los Angeles Daily Journal. In 2019, he was honored with the Lifetime Legal Achievement Award from Consumer Watchdog.

Mr. Echeverria was named 2019 Trial Lawyer of the Year by Consumer Attorneys of Inland Empire and was also named the 2010 Trial Lawyer of the Year by the CAALA after having been nominated for the award from 2006 through 2009. He has also been a finalist for the Consumer Attorneys of California’s Consumer Attorney of the Year in 2007, 2009, and 2018. He was also a finalist for the San Francisco Trial Lawyers Association 2019 Trial Lawyer of the Year. Mr. Echeverria was presented the 2011 – 2012 Jennifer Brooks Lawyer of the Year Award by the Western San Bernardino County Bar Association.  In 2012, he received an Outstanding Trial Lawyer Award from the Consumer Attorneys of San Diego. He has been named a Super Lawyer by Super Lawyers Magazine every year since 2005. He has been named a “Best Lawyer” by the Best Lawyers in America publication every year since 2014.He is a member of the American Board of Trial Advocates (ABOTA) and has been recognized as a Top 100 Trial Lawyer in the State of California by The National Trial Lawyers Association. In 2014, Mr. Echeverria was elected a Fellow of the American College of Trial Lawyers (ACTL), which recognizes the top one percent of total trial attorneys in the country.

A frequent lecturer on insurance bad faith and managed care liability, Mr. Echeverria has been a featured speaker for the American Association for Justice, formerly known as the Association of Trial Lawyers of America (ATLA), Consumer Attorneys Association of Los Angeles, Consumer Attorneys of California, Consumer Attorneys of the Inland Empire, National Health Lawyers Association, Montana Trial Lawyers Association, Santa Clara University School of Law, UCLA School of Law, Loyola Law School, Whittier Law School, The University of La Verne College of Law, Practicing Bar Institute, American Conference Institute, and Mealey’s.  He is a member of the State Bar of California, American Bar Association, Riverside County Bar Association, Los Angeles County Bar Association, Consumer Attorneys Association of California, Consumer Attorneys of the Inland Empire, and the Consumer Attorneys Association of Los Angeles as a member of the Board of Governors since 2003 and its 2017 President.

He has co-authored numerous articles, including “Litigating an HMO Bad Faith Case from the Plaintiff’s Perspective,” “The Erosion of ERISA Preemption of Bad Faith Liability Actions,” “Punitive Damages in Insurance Bad Faith Cases,” “HMOs: Delay of Treatment” and “Holocaust Insurance Claims: Getting Justice 50 years Later.” Mr. Echeverria has also written several articles for Mealey’s Publications, including “Goodrich v. Aetna: A 0.5 million Commentary.”Mr. Echeverria received his B.S., magna cum laude, from California Polytechnic State University, San Luis Obispo in 1990, and his J.D. from Santa Clara University in 1993.

 


Harry Chamberlain II, Esq.
Shareholder/Certified Legal Specialist in Appellate Law
Buchalter

Harry Chamberlain is a shareholder of Buchalter in Los Angeles and Sacramento. For 40 years, he has served as trial and appellate counsel for Fortune 500 companies, professionals, public and private sector clients in complex litigation. He is certified as an Appellate Specialist by the California State Bar Board of Legal Specialization, handling hundreds of appeals across the country, including numerous cases before California Supreme Court and the highest courts of other states.

Before joining Buchalter, Harry was general counsel of a California-based commercial insurance group, and managed the law department for major U.S. liability insurers and financial service companies. He is past president of California Defense Counsel and the Association of Southern California Defense Counsel, preeminent regional associations of civil defense trial and appellate lawyers. He writes and lectures widely on a variety of topics concerning the First Amendment, litigation practice and insurance law.


 

Fees

Webinar Recording & Materials Package – CD or Download: $149

For CDs, please add $7.50 shipping and, in CA, sales tax.

This program will be recorded live on May 13th, 2020.

* Please note, due to the Covid-19 situation, our normal processing times have been extended to three-four business days for downloads and CDs will not be issued until the Stay at Home order is lifted in California. We thank you for your patience during this terrible time.

CLE Credit

CA:  This program is approved for 2.0 units of CLE in California.

FL:  This program is approved for 2.0 units of CLE in Florida through 11/30/21.

IL:  This program is approved for 2.0 units of CLE in Illinois through 5/10/22.

WA: This program is approved for 2.0 units of CLE in Washington.

This program is approved for CLE in the states listed above.  Upon request, Pincus Pro Ed will provide any information an attorney needs to support their application for CLE approval in other states other than what is listed above.

 

Terms and Policies

Recording policy: No audio or video recording of any program is permitted.

Seminar Cancellations: Should you be unable to attend for any reason, please inform us in writing no later than 14 days prior to the event and a credit voucher will be issued. If you prefer, a refund, less a $50 non-refundable deposit, will be issued. No refunds or credits will be given for cancellations received within 14 days of an event. However, if you notify us within 14 days of an event, and wish to convert your in-person attendance registration to an Audio CD package (with handout), we can do so. A small additional shipping charge, and sales tax in CA, will be incurred. No shipping charge is incurred for downloads. We will also issue a voucher for the amount paid if you notify us within 14 days and prefer not to have the audio recording.

Substitutions may be made at any time.

Webinars, Tele-seminars and Webcast Cancellations: Once log-in codes and passwords are issued for a webinar, tele-seminars or webcasts, a refund is not possible. If for any reason you cannot attend the event after you have received the codes, we will automatically convert your registration to an instant streaming/instant download or CD format and provide you with the information you need to access the recording after the program concludes and the recording is available.  Conversions to CD require a $7.50 shipping fee, and in CA, 9% sales tax.

Downloads/CDs/DVDs – Refund policy:

Downloads are non-returnable/non-refundable once purchased and received. Tapes, CDs and DVDs are returnable for a full refund or replacement if defective, within 90 days of purchase.

Reminder: The room temperature at hotels and other seminar locations are notoriously hard to control. Please bring a sweater or jacket in case it gets cold and/or layer as if you are going to the movies so you are comfortable.

$149.00 each

Recording/Recorded on May 13, 2020.

Clear